Pension Planning Services

SMI Pensions offers a variety of pension planning services to make a plan tailored to your needs so you can make your retirement easier.

> Qualified retirement plan administration

> Evaluation of eligible employees, top-heavy status, coverage requirements and non-discrimination testing

> Annual review of plan status and goals

> Reconciliation of plan assets

> Preparation of:

– Form 5500 Filings

– Annual Valuation Report

– Annual Trust Financial Reports

– Actuarial Report Schedule SB

– Participant Certificates

– Summary Annual Report

> ADP/ACP Testing for 401(k) Plans

> Plan Design and Installation of

– 401(k) Plans

– Profit Sharing Plans

– Defined Benefit Pension Plans

– Cash Balance Plans

– Tiered Benefit Plans

– 403(b) Plans

> Actuarial Valuation of Retirement Plans

– Determination of annual cost

– FASB disclosure calculations

– PBGC certifications/filings

> Represent clients in IRS/DOL audits

> Preparation of Participant Distributions

> Plan termination services

> Consulting